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Going Broke

Why Americans (Still) Can't Hold On To Their Money

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Oxford University Press


Paru le : 2018-08-01



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Description
Over the last four decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels, and the personal savings rate has sunk dangerously low. Why, in the richest nation on earth, can't Americans hold on to their money? First published in 2008, Stuart Vyse's Going Broke described the epidemic of personal debt that existed in the years leading up to the Great Recession, and anticipated the home mortgage crisis that started it. Ten years later, a fully-updated new edition tackles the post-recession era of economic recovery. Today total household debt has actually surpassed pre-recession levels, and some of the same problems that preceded the crash are back again. But the shape of our troubles has changed: the new face of financial failure features auto repossession, bankruptcy, eviction, wage garnishment, and being sued for unpaid bills. Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating these and other causes of our wildly self-destructive spending habits. But he doesn't entirely blame the victim, arguing instead that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy together with social and technological trends that undermine our self-control. This new edition illuminates everything from the rise of the credit card and ballooning student loan debt, to the expansion of new shopping opportunities provided by social media, revealing how vast changes in American society over the last 40 years have greatly complicated our relationship with money. Vyse concludes with both personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans.
Pages
328 pages
Collection
n.c
Parution
2018-08-01
Marque
Oxford University Press
EAN papier
9780190677848
EAN PDF
9780190677855
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0
Nombre pages imprimables
0
Taille du fichier
17961 Ko
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Prix
9,48 €
EAN EPUB
9780190677862
Informations sur l'ebook
Nombre pages copiables
0
Nombre pages imprimables
0
Taille du fichier
2796 Ko
Ce livre est accessible aux handicaps Voir les informations sur l'accessibilité
Prix
8,03 €
Stuart Vyse is a behavioral scientist, teacher, and writer. He holds PhD and MA degrees in psychology and BA and MA degrees in English Literature. He taught at Providence College, the University of Rhode Island, and Connecticut College, where he was Joanne Toor Cummings '50 Professor. Vyse's book Believing in Magic: The Psychology of Superstition won the 1999 William James Book Award of the American Psychological Association and has been translated into Japanese, German, and Romanian.

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