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Calculating Race

Racial Discrimination in Risk Assessment

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Oxford University Press


Paru le : 2020-10-08



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Description
In Calculating Race, Benjamin Wiggins analyzes the historical relationship between statistical risk assessment and race in the United States. He illustrates how, through a reliance on the variable of race, actuarial science transformed the nature of racism and helped usher racial disparities in wealth, incarceration, and housing from the nineteenth century into the twentieth. Wiggins begins by tracing how the life insurance industry utilized race in its calculations at the end of the nineteenth century, focusing particularly on Prudential and its aggressive battles with state regulators to discriminate against clients and adjust rates on the basis of race. He then turns his focus to the collection of racial statistics in the Illinois state penitentiary system in the late nineteenth century and the state's subsequent development of predictive sentencing and parole formulas in the 1920s that weighed race as a key factor. Next, he investigates the role of race in the state-sponsored mortgage insurance program of the Federal Housing Administration between the start of the New Deal and the beginning of the Cold War and its prolonged effects on mortgage lending. Wiggins concludes with an analysis of the use of race in the statistical risk assessments across financial institutions and government programs during the post-civil rights movement era, and how that practice has been transformed in the twenty-first century through "proxy" variables which stand in for the now taboo category of race. Offering readers a new perspective on the historical importance of actuarial science in structural racism, Calculating Race is a particularly timely contribution as Big Data and algorithmic decision making increasingly pervade our lives.
Pages
176 pages
Collection
n.c
Parution
2020-10-08
Marque
Oxford University Press
EAN papier
9780197504000
EAN PDF
9780197504017
Informations sur l'ebook
Nombre pages copiables
0
Nombre pages imprimables
0
Taille du fichier
9134 Ko
Ce livre est accessible aux handicaps Voir les informations sur l'accessibilité
Prix
43,47 €
EAN EPUB
9780197504024
Informations sur l'ebook
Nombre pages copiables
0
Nombre pages imprimables
0
Taille du fichier
8407 Ko
Ce livre est accessible aux handicaps Voir les informations sur l'accessibilité
Prix
43,47 €
Benjamin Wiggins is Director of the Digital Arts, Sciences, & Humanities Program and Affiliate Assistant Professor of History at University of Minnesota.

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